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Droppings from cockroaches, squirrels, mice, bats, and birds can resemble rat poop, making it easy to confuse one for another. Mouse droppings are smaller and more pointed, cockroach droppings resemble tiny black specks or ground pepper, and bat guano can look similar but usually crumbles into powder. Bird droppings sometimes have a similar shape, but often include white uric acid deposits. If in doubt, it’s best to consult a pest control professional for proper identification and removal.

No, pest control is not covered by home insurance. This is considered routine maintenance that is the responsibility of the homeowner. Although this may be discouraging news, don’t let it deter you from taking care of your home so you can prevent pests from entering and becoming a bigger nuisance. Otherwise, you may have a bigger problem on your hands that you’ll also have to cover out-of-pocket.

Luckily, skunks aren’t challenging to get rid of. You can try to remove them slowly by filling their den entryway loosely with newspaper. Many skunks notice their den is in jeopardy and take off on their own. You can also try making a homemade spray of jalapeno pepper, yellow onion, and cayenne pepper—believe it or not, skunks are sensitive to these smells, so if you spray this around the den or in hard-to-reach places around your property, most skunks will take the hint and leave. 

Some species of bees (not to mention hornets) are aggressive and dangerous to have in your walls. If they swarm in anger or defense, they could badly hurt people in your home. Other species of bees are largely harmless and many people live in close proximity to them.

Either way, bees making hives in your walls usually causes damage. It can contribute to moisture problems, and attract other pests. Those problems get even worse if honeycombs build up. So we strongly suggest you find a way to keep bees from taking up permanent residence.