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Skylights questions, answered by experts

Yes, you can replace a skylight without changing the entire roof—if the roof is in good shape. First, you need to make sure the roof around the skylight is intact and free of damage. Quality installation is crucial to prevent leaks, including replacing the flashing, which seals the skylight to the roof. While replacing the skylight alone is doable, it can make sense to replace both at once to streamline the work, coordinate the warranties, and reduce the risk of future leaks. If you’re unsure, reach out to a professional for help in deciding the best approach.

Most homeowners insurance policies cover skyight damage that is caused by hail. Hail damage is considered a covered peril under most standard insurance policies. However, this only applies if your skylights were properly installed. Also, insurance policies vary, so be sure to check your individual policy to see if skylight hail damage is covered.

Skylights might sometimes increase your homeowners insurance premium, but the increase is usually minimal. Some home insurance companies won’t adjust your premium with the addition of a skylight, so you can contact your insurer or your professional skylight installer to ask about any expected changes. It’s crucial to have an expert install the skylight, as insurance companies may not insure your roof or cover water damage that results from a non-professional skylight installation.

Yes, you can install skylights on an existing roof, and it’s a common service that many homeowners opt for, especially on older homes built when skylights weren’t as prevalent. The installation process will be a bit more involved, and the design and planning process will take longer, meaning you’ll pay more to install a skylight on an existing roof than you would in new construction. The process involves cutting a hole in the roof, moving rafters, if necessary, and installing and sealing around the skylight.

Yes, flat roofs can make use of a skylight or window to allow natural light into the home. When finding the best skylight installer, it’s important to pick a professional with experience working with a flat roof. The installer must pick the right type of window design to match the slight slope of the roof.

The Corcoran, MN homeowners’ guide to skylight services

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