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Find Property appraisers in Circle Pines

Blue Chip Appraisal Professionals, LLC
5.0(
1
)
Appraisal - Real Estate

Serving Circle Pines, MN and surrounding areas

Approved

In business since 1990

Free estimates

Customers say: Quick response

We take great pride in our experience, expertise, quality, and customer service that we provide to meet the consumers needs. It is our mission to provide excellent workmanship and complete customer satisfaction. In order to understand the needs and expectations of our customers, we take great care to work and communicate with every customer in a professional manner. Our reputation is based on service, safety, and quality.

Response time6 hrs
Response rate94%
18 neighbors recently requested a quote
Avatar for Edge Home Finance
Edge Home Finance
5.0(
27
)
Appraisal - Real Estate

Serving Circle Pines, MN and surrounding areas

In business since 2011

Free estimates

Emergency services offered

"Tom and Jake are very responsive to text, calls, and emails.  I was informed through the whole financing/underwriting/appraisal process of buying a home.  We closed without much of an issue and am very glad my realtor suggested Home Edge Finance."
Recommended by100%of homeowners
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Property Appraiser questions, answered by experts

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location’s real estate market and the specifics of the basement and how it was finished. 

The entire appraisal process takes from seven to 10 days. This timeline accounts for the many steps of the appraisal process, including the post-inspection report completed by the appraiser.

Home appraisal services include the following tasks:

  • Inspect home interior and exterior

  • Evaluate materials, features, fixtures, and renovations

  • Review comparable properties

  • Write an appraisal report

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

Costs depend on the property size, audit complexity, and whether additional testing (e.g., blower door) is included.

The Circle Pines, MN homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.