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The best way to save money on home heating oil is to get large deliveries in the summer months when the prices are lowest. However, this method will only work if you have a separate storage tank or an unusually large primary tank. You can sometimes save money by opting into a delivery contract, as some companies offer set prices that they believe will sit at the average cost over the contract term. If the price of oil rises, you could enjoy some savings, but keep in mind that you might also pay a bit more if the price decreases.

While you can perform many routine home maintenance jobs yourself, it’s often a good idea to bring pros in for certain tasks. HVAC maintenance, fireplace and chimney inspections, foundation repairs, and roof inspections and repairs should be handled by professionals who know what to look for and can safely perform repairs. You may also find it helpful to hire a local house cleaning service to help with deep cleaning.

STC (Sound Transmission Class) ratings tell you how well something blocks airborne noise. It’s a single number that sums up how much sound a material, like a window, can stop across regular speech frequencies. The higher the number, the better the sound reduction. A typical single-pane window hovers around STC 25 (where you can hear normal conversations), while well-sealed, double-pane options can push past STC 45 (which blocks out loud speech and most music). Just keep in mind that STC doesn’t cover everything—low rumbles like bass or thunder can sneak through—so pairing methods are always ideal for the most peace and quiet.

There are several strategic ways to lower your home insurance premium. The primary one is to shop around and get quotes every few years to make sure you’re getting the best deal. Also, sometimes bundling your auto and homeowner’s insurance will get you a discount on both. Finally, try to keep your credit score up; many homeowner insurance companies use credit scores to generate quotes.