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Rockwool insulation can last up to 100 years, but just how long this insulation lasts in your home depends on how well it's maintained. Poorly installed insulation may last only 30 years, so be sure to regularly inspect your home's insulation for water damage, settling, and pests to give your insulation the best chance of having a long lifespan.

Several types of insulation are effective for crawl spaces, with spray foam and rigid foam boards being two of the best options. Closed-cell spray foam insulation is a strong choice because it effectively repels moisture, resists biological growth, seals the air, and provides excellent thermal protection, especially in hard-to-reach areas. Rigid foam insulation boards are another excellent material as they insulate well, resist water damage, and will not settle over time like fiberglass or cellulose.

The primary downside of radiant barriers is their limited effectiveness in cold climates. They are designed to reflect radiant heat, making them less beneficial in cooler conditions where heat retention is more important. 

Radiant barriers require proper installation to maximize effectiveness. Incorrect placement can lead to minimal benefits. They also do not provide insulation, meaning they should be used in conjunction with traditional insulation for optimal energy efficiency. 

Installing sheets of plywood over attic insulation is a popular choice, especially in storage spaces. That said, insulation works by trapping hot air—so it needs extra space to expand and be effective, or you might reduce the energy efficiency of your home. 

It’s important that you never compress the insulation by installing flooring directly on top of it. In many houses, you’ll need to install a subfloor before putting plywood over insulation in your attic.