Best above ground pool installation pros near Petoskey, MI

Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered hazardous, which increases your home's liability risk. The replacement cost of the pool itself is also factored into your home's rebuilding cost when determining coverage limits. The amount of the increase can vary from as little as $50 to several hundred dollars more per year, depending on your insurance company, location, current coverage, and installed safety features. It is best to contact your insurance agent before installing a pool to get an estimate, understand their specific guidelines, and factor the ongoing cost into your budget.

An in-ground concrete pool will carry the highest price tag of all available types of pools, with architectural or freeform concrete pools found at the top end of the price range. Although the upfront costs for a concrete pool are high, these pools tend to be more durable than pools made from other materials and will last the longest. 

Your indoor pool can be heated or unheated, but the decision depends on your local climate. In regions with freezing temperatures, heating your pool will keep it warm during the winter, especially if it’s only covered with a greenhouse enclosure. 

If you keep your swimming water warm and toasty, budget between $300 and $5,700 for the cost of installing a pool heater.

A fiberglass pool lasts up to 30 to 50 years with proper maintenance. For the longest possible lifespan, keep your pool water pH as close to seven as possible. Test your water levels regularly, run your pool filter daily, and avoid draining the pool. Once your pool is 20 to 30 years old, you can prolong the lifespan by refinishing the shell.