Get matched with top siding pros in Newberry, MI

Homeowners insurance may cover the cost of siding repair or replacement, but coverage depends on the cause of the damage. Most policies will cover damage from a covered event, such as a storm, wind, hail, fire, natural disaster, or other impact damage. Your policy might pay for the full or partial cost of the repair or replacement. However, damage resulting from age, general wear and tear, or neglect is typically not covered, and you should expect to pay for those repairs out of pocket. It is best to review your specific homeowners insurance policy for full details on what is covered, how to file a claim, and what documentation is required.

Look and feel for signs of damage after a hail storm. On vinyl siding, there will likely be cracks or holes. If you have steel or aluminum siding, look for dents and cracked or chipped paint. For wood and fiber cement boards, dents are the most common sign of hail damage.

The telltale signs that your home is ready for repointing include visibly damaged bricks, crumbling bricks, flaking bricks, loose mortar, cracked mortar, gaps between brick and mortar, leaking inside your home, and visible water damage. Consider repointing when going over brick house pros and cons if you're buying a new home. Repointing is also a good idea if you plan to paint, acid wash, or stain your brick home, as it will give you a good base for coloration and prevent repairs after the work is done.

The average cost to replace siding is $10,500, but you should expect to pay an average of $12,000 to install new siding over stucco. The additional cost goes toward assessing the old stucco for damage, any necessary repairs before the new siding goes up, and the materials and labor required to install furring strips over the stucco to attach the new material. Even with this additional cost, installing siding over stucco is often more affordable than removing the stucco and starting over.