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Handypeople usually don’t hold trade licenses, so they typically aren’t qualified to tackle projects involving installing or making alterations to plumbing or electrical lines. Below are some jobs that a handyperson usually won’t be able to complete:

• Installing plumbing for a new kitchen or bathroom

• Replacing plumbing pipes

• Installing or repairing septic systems

• Running new electrical wiring

• Installing a subpanel

Many contractors prefer checks because they’re easy to track and have no associated fees. However, many also accept credit cards (though they might add a fee to cover their processing costs).

While handypeople do not need to be licensed in many places, you should only hire insured pros for any home improvement work. Your handyperson should have active liability coverage that protects them and you in the case of an error or accident. Furthermore, if they have employees on your property, they should also have workers’ compensation insurance. If you hire an individual or a company that is not insured and they damage your property, have an accident while on the job, or become injured on your property without insurance, you can be held financially liable.

Before hiring a handyperson, it's important to ask several questions to ensure they are the right fit for the job. Key areas to cover include their experience, logistics, and job specifics.

Experience and Qualifications:

• What kind of work do you specialize in?

• How long have you been doing this kind of work?

• Are you licensed and insured?

• Do you have references?

• Can you provide before-and-after photos of your work?

Estimates and Contracts:

• Do you charge for estimates?

• Will you provide a written estimate and contract?

• Does the estimate cover both labor and materials?

• How much do you expect materials to cost?

Project Details and Guarantees:

• When can you start the job, and how long do you expect it to take?

• Do you provide a guarantee for your work?

• Will you handle cleanup and waste disposal after the job is finished?

• Do you have any questions about the projects on my list?