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Not all window wells have a formal drain, but they all require a method for water to flow away from the window. Some wells are connected to an interior or exterior drain tile, which is the most effective solution. Others rely on a deep layer of gravel or crushed stone that allows water to filter down into the soil.

However, if a window well lacks a proper drainage system, it can lead to basement seepage, costly water damage, mold growth, and potential foundation damage. This is especially true in areas with heavy rainfall or expansive soil.

If your window well doesn't have a drain or is not draining quickly enough, you have a few options. For gravel-based systems, the stone may have compacted and needs to be improved. For a more robust solution, you can hire a plumber or window installer to connect the well to a drainage system. This can also be a DIY project using a shovel or auger.

You should take care of any sign of water in your basement, whether it’s dampness after heavy rain or puddles of water on the floor. Besides potentially causing a health hazard, the moisture can damage your home’s structure and foundation. Furthermore, mold can grow quickly and spread throughout the rest of your home. With mold remediation costs ranging between $1,200 and $3,400, it’s best to avoid mold issues by fixing the leak.

You can DIY basement waterproofing in some ways to help save on the overall costs. If your basement isn’t experiencing a lot of water but is noticeably humid, you can try running a dehumidifier that will pull the excess water out of the air. If you notice water leaking due to outdoor drainage issues, you can add downspout extensions to keep rainwater away from your home. 

However, if the problem is more severe and requires a more extensive solution, it’s best to call a basement waterproofing professional to assess the treatment you need and install waterproofing safeguards properly. Since keeping water out of your basement is important, ensuring this job is done correctly the first time is best.

No, homeowners insurance policies do not typically cover sump pump installation. However, some companies may offer incentives in the form of discounts or reduced premiums if homeowners install sump pumps. Insurance companies do this because sump pumps can reduce water damage claims. You may also be able to obtain enhanced water-backup coverage after installing a sump pump.