Composite decking requires a solid foundation, substructure, or subframe to ensure stability. This base is typically composed of posts, beams, joists, and footings. The frame's joists can be built from various materials like composite, plastic, timber, or metal, as long as the base can support the deck's weight without shifting. A professional deck builder might recommend installing the frame on a solid concrete base for added durability. The final design and materials for the substructure will depend on your budget, the type of deck, and environmental conditions.

Because adding a deck will yield a higher property value, you may have higher insurance costs. It’s important to follow the codes and regulations set by your local and state governments, so your insurance rates can be properly calculated. You may need an insurance revaluation after your deck is completed. The best course of action is to speak with an insurance professional to understand how adding a deck will impact your home’s insurance costs before you begin.

Composite decking boards aren't your only options for building a deck. There are several other types of materials for decks, including wood and aluminum decking. Wood decking comes in many different wood species, offering natural beauty and classy timelessness to your yard. Aluminum is a lightweight, water-resistant, and low-maintenance material that is also non-slip.

Floating decks are a cost-effective and versatile option, but they come with some compromises. Since they sit on smaller footings instead of being deeply anchored, they’re more likely to shift over time, especially in areas with heavy rainfall or freeze-thaw conditions. Their low-to-the-ground design makes them more susceptible to moisture buildup and potential water damage.