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Straight Line Appraisal, Inc.

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Straight Line Appraisal, Inc.

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Free onsite estimate

I have been appraising properties in Maine and New Hampshire since 1998. I am Certified and FHA approved as well. The primary counties I cover are: Cumberland, York, Oxford and Androscoggin but i do cover the entire state of Maine. I specialize in unique complex properties that are hard to access like island properties, mountain side, extremely rural and seasonal properties.

I have been appraising properties in Maine and New Hampshire since 1998. I am Certified and FHA approved as well. The primary counties I cover are: Cumberland, York, Oxford and Androscoggin but i do cover the entire state of Maine. I specialize in unique complex properties that are hard to access like island properties, mountain side, extremely rural and seasonal properties.

Property Appraiser questions, answered by experts

Foundation cracks won’t always affect your appraised value. All foundations crack due to normal settlement, so hairline cracks that aren’t leaking or uneven from side to side are unlikely to have an impact on your appraisal. Structural cracks, on the other hand, often lead to a reduced appraised value, especially if the underlying problem will cause the issue to worsen over time.

The condition and appearance of your yard can affect your home appraisal value. A well-maintained, attractive yard with curb appeal adds to a property’s value, while an overgrown, messy, poorly maintained yard can hurt your home’s appraisal. Even small cosmetic improvements to your yard, like adding mulch, trimming trees, and cleaning out plant beds, can help your appraisal value.

As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal. 

In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.

An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.

The cost to appraise a home depends on the type. Common types include:

  • Single-family homes: $300–$400

  • FHA or VA single-family homes: $400–$500

  • Condominium: $300–$500

  • Multi-family home: $500–$1,000

  • Apartment building: $1,500–$3,000

  • Commercial properties: $1,400–$10,000

  • Raw land: $1,000–$8,000

The West Paris, ME homeowners’ guide to property appraisals

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