Can I use an appraisal to get homeowners insurance?

• <div><p>Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different <a href="https://www.angi.com/articles/types-of-home-inspections.htm">types of home inspections</a> available and may not reveal potential risks that you’ll want to know about. </p></div>

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Q: Does a smart home increase property value?

• <div><p>A comprehensive smart home system can be really attractive to buyers and increase the value of your property. Components such as a smart security system, smart lawn and garden systems, and smart appliances can all drive up the value of your property.</p></div>

Q: What factors do professionals consider in appraisals?

• <div><p>Property condition, comparables, market trends, and location influence appraisal.</p></div>

Q: Who pays for a home appraisal?

• <div><p>The purpose of the home appraisal determines which party pays for it. You&rsquo;re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.</p></div>

Q: Can I get an appraisal for tax purposes?

• <div><p>Yes, appraisals are often used for property tax appeals, estate planning, and determining market value.</p></div>

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Verified Reviews for Property Appraisal pros in Pembroke, ME

*The Angi rating for Property Appraisal companies in Pembroke, ME is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

*The HomeAdvisor rating for Property Appraisal companies in Pembroke, ME is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

Last update on November 25, 2025

Reviewed in August 2025
Bob and his crew installed a fence on my property. They were great. They did a beautiful job, were professional and kind. We would definitely hire him again.
L&B Services
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Reviewed in March 2025
Professional, efficient, pleasant. Job was completed in a day during the time frame agreed on (needed for insurance purposes). Property was left clean. Billed within quoted amount. Overall, a wonderful experience!
Wallace Home Improvement
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Reviewed in December 2023
I loved the first $20,000 project this company did for us. The two man crew involved us in every step and were very communicative. The office staff was very attentive and personable. so much so that we hired them to replace our roof and chimney. A crew of 11 men that didn't speak english showed...
Fowler's Roofing & Construction
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Reviewed in April 2013
Schneider Property Management handled every aspect of this project with quality work without any issues. This is one example of many projects that they have completed in recent years.
Schneider Property Management LLC
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Reviewed in August 2011
From their reps to their workers, all were excellent . Very responsive to every facet of the job. My house is 120 yrs old and the shingles were not in great shape. They replaced shingles were they had to and tightened up many more. They spent about a week on the prep work more than anticipated...
Innovative Contracting Services Inc
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Reviewed in May 2011
I had antique furniture pieces that I wanted appraised. I had no idea what the value might be; so, I requested guidance and an estimate of the cost of an appraisal via email. Within 1 day of my inquiry I received a phone call from Doug Stinson. He recommended I send pictures of the pieces for...
Carl W Stinson Inc
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Reviewed in October 2010
When our first contract went sour he went the extra mile to try to get it to work, but when it didn't, he helped us find an even better property for our needs. I highly recommend him.
Scott Pressman
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Property Appraiser questions, answered by experts

A comprehensive smart home system can be really attractive to buyers and increase the value of your property. Components such as a smart security system, smart lawn and garden systems, and smart appliances can all drive up the value of your property.

Property condition, comparables, market trends, and location influence appraisal.

Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different types of home inspections available and may not reveal potential risks that you’ll want to know about.

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

Yes, appraisals are often used for property tax appeals, estate planning, and determining market value.

The Pembroke, ME homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.

See all articles

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Verified Reviews for Property Appraisal pros in Pembroke, ME

Find Property appraisers in Pembroke

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The Pembroke, ME homeowners’ guide to property appraisals

Appraised vs. Market Value: What’s the Difference?

Who Does Home Appraisals?

What Is a Home Appraisal and Why Does It Matter?

Who Pays For the Home Appraisal?

The Ultimate Home Appraisal Checklist

What Is a Land Appraisal and How Does It Work?

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Get matched with top property appraisers in Pembroke, ME

Enter your zip and get matched with up to 5 pros

Need a pro for your property appraisal project in Pembroke, ME?

Appraisal Real Estate Service

Land Surveying

Complete Home Inspection

Verified Reviews for Property Appraisal pros in Pembroke, ME

Find Property appraisers in Pembroke

No results for Property appraiser in

The Pembroke, ME homeowners’ guide to property appraisals

Appraised vs. Market Value: What’s the Difference?

Who Does Home Appraisals?

What Is a Home Appraisal and Why Does It Matter?

Who Pays For the Home Appraisal?

The Ultimate Home Appraisal Checklist

What Is a Land Appraisal and How Does It Work?

Which Property appraisal task are you tackling?Find Pembroke Property appraisals on Angi who specialize in any of these tasks