Get matched with top deck cleaning pros in Milford, ME

Because adding a deck will yield a higher property value, you may have higher insurance costs. It’s important to follow the codes and regulations set by your local and state governments, so your insurance rates can be properly calculated. You may need an insurance revaluation after your deck is completed. The best course of action is to speak with an insurance professional to understand how adding a deck will impact your home’s insurance costs before you begin.

Whether you need a permit depends on the deck design and local regulations. Most areas mandate a building permit if the deck is over a specific height or if it's attached to a pre-existing structure. Shorter, freestanding decks may not require a permit, but you should check with local zoning ordinances and your homeowners association for specifics.

Building codes for deck railings can vary by location, so it's important to consult your local regulations before construction. Generally, a guardrail is required for any deck that is more than 30 inches above the ground.

For residential properties, the standard minimum height for a deck railing is 36 inches. However, some states and municipalities have stricter requirements; for example, California and Washington mandate railings that are at least 42 inches high. Therefore, a 42-inch railing is not considered too high and may be required in your area or chosen voluntarily for additional safety.

In addition to height requirements, codes also specify other safety features, such as the maximum spacing between balusters to ensure they are close enough to prevent a child from squeezing through.

There are several methods for attaching stair stringers to a deck. The best way is to bolt the stringers to the deck joists using three carriage bolts in a triangular pattern. This method offers the sturdiest fit for stairs that won’t budge. Alternatively, attach the stringers to the deck rims using lag bolts or to the posts using adjustable slope hangers.