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Coverage varies quite a bit by policy, but most homeowners' insurance policies will cover $500 to $1,000 of the cost of removing a tree. Additionally, if your tree causes damage to your property, like your house, many policies will cover some or all of the costs to repair the damage, depending on why the tree fell.

Tree roots can take weeks to years to die, depending on the method you use. Chemical herbicides take the least amount of time—typically between three and four weeks—while homemade methods, like covering an old stump with leaves, could take between seven and eight years. If you’re unsure which method to use or how quickly you need to act, consulting with a pro is always a good idea.

Epsom salt kills tree stumps by drying out the root system and preventing it from receiving the nutrients and water it needs to live. Over time, the salt dries out the stump, allowing it to rot and break down. You can often dig out the stump once it’s deteriorated or cover the area with soil or mulch to allow the stump to rot away naturally.

In the short term, you’ll have a lot of fallen trees to deal with. Tree removal services costs typically start at $200 per tree and increase based on species and size. Then, you’ll have to deal with the loss of trees: That means a loss of shade and a greater risk of rain runoff and erosion. Also, you’ll miss out on the health and aesthetic benefits of having trees on your property, which could even affect the resale value of your home.

That being said, cutting down a tree it’s not always a bad idea. Trees growing too close to rooftops can present fire hazards or debris problems. You may need to remove diseased or dying trees to prevent future issues.