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Heat pumps are significantly more efficient than boilers, typically providing three to four times the amount of heat for the electricity they consume. While boilers run on fossil fuels, heat pumps use only electricity. This efficiency can lead to long-term savings on operating and maintenance costs. However, heat pumps have a higher upfront installation price compared to boilers. Despite their lower efficiency, boilers remain a popular choice for many homeowners, with 8 million in the United States alone, due to their lower initial cost and less intensive installation process. Ultimately, the best choice depends on your home's infrastructure, your budget, and your personal heating priorities.

All modern boilers are condensing boilers because they’re the most efficient type. Instead of extra heat leaving through the flue, these boilers trap the heat and use it to heat the house. Whether you choose a combi boiler, system boiler, or regular boiler, you can opt to get a condensing system. If you have an old boiler that’s not a condensing boiler, it’s a good idea to get an upgrade.

Overall, heating your home with an oil furnace tends to be less expensive than heating your home with an electric heating system. Oil heating systems stay warm for longer periods of time without drawing a constant electrical current to maintain a temperature. Plus, heating oil systems typically have a longer lifespan and lower price tag than their electrical counterparts, resulting in short- and long-term savings.

The primary differences between a heat pump and a boiler are their function and how they produce heat. A heat pump is a versatile system that provides both heating and cooling by moving ambient air and altering its temperature. In contrast, a boiler is solely a heating system, often working with a furnace or AC unit as part of a larger HVAC system. In terms of heat production, a heat pump generates heat more slowly and at a lower temperature, requiring a large convector for distribution. A boiler, however, produces a large amount of high-temperature heat that it emits through smaller radiators.