Get matched with top hurricane shutter pros in Chilmark, MA

In many cases, hurricane shutters lower the cost of homeowners insurance. If your storm panels are code-compliant with your state or county (or insurance policy), they may lower your annual premium, even in storm-prone areas. Check with your homeowners insurance company to understand the compliance requirements. Even if your insurer doesn’t lower your premiums, hurricane shutters could save you from costly repairs after a storm. 

In areas prone to hurricanes, not having hurricane shutters can make your home more of a risk to insure, leading to higher premiums. But by installing them, you can save about 8% to 10% on your insurance premium. Having hurricane shutters not only saves you on insurance but can also save you from costly window repairs after a storm. 

Wood is the most classic shutter material. Common options include pine, cedar, or brasswood. MDF shutters are also a more affordable option that retains the timeless, classic look. Composite shutters, mainly vinyl and aluminum shutters, have also become more popular over the years. You may also find steel shutters, sometimes referred to as security shutters, used on the exterior. Shutters also come in various colors and finishes, adding another layer of design flexibility.

Hurricane shutters cost about $3,700 on average, ranging from $1,500 to 5,900, depending on the style, size, materials, and your location. Materials may include metal, plastic, fabric, or wood.

Additional cost factors to consider include the number of windows, the time of year you install, and necessary permits. Keep in mind that if you purchase and install hurricane shutters during hurricane season, namely June through November in most states, you can expect to pay more due to increased demand.