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Yes, dead palm tree fronds are a fire hazard. The leaves become highly combustible because the dead fronds don’t fall off the tree themselves, especially in hot, sunny climates. In fact, many wildfires start from dead palm fronds. Palm trees can also easily catch fire from lighting, electrical power lines, and fireworks. So, cutting off dead palm fronds before they become a fire hazard is important.

According to the National Fire Protection Association, dryers and washing machines cause over 15,000 fires a year, with dryers causing about 92 percent of those fires. Because dryer fires are more common than you might think, it’s important to clear the lint trap regularly and have annual dryer vent cleanings.

Yes, fire extinguishers eventually expire. However, the good news is that a properly stored fire extinguisher can last a decade or longer. They don’t have an expiration date on the canister, but you can check the manufacturing date on the “UL” nameplate near the classification information. Maintenance will also give your fire extinguisher longevity. Check the gauge at the top of the extinguisher every month. You'll want to make sure the gauge needle is in the green section, and if a hose or nozzle has been used or damaged, you need to replace it.

There are several strategic ways to lower your home insurance premium. The primary one is to shop around and get quotes every few years to make sure you’re getting the best deal. Also, sometimes bundling your auto and homeowner’s insurance will get you a discount on both. Finally, try to keep your credit score up; many homeowner insurance companies use credit scores to generate quotes.