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No, you do not have to worry about new popcorn ceilings having asbestos. All residential building materials used since the mid-1980s stopped including asbestos, so new popcorn ceilings have no risk of asbestos. You can still create a textured drywall ceiling with a popcorn texture if you like, but new techniques have no risk of adding asbestos. 

Since the EPA partially banned asbestos in 1989, it is no longer used to manufacture new siding in the United States; production had largely ceased by the early 1980s. Many other countries, such as Canada, Iceland, and Denmark, also have bans on asbestos. However, asbestos siding is still present in many homes built before the late 1980s. The only definitive way to know if your siding contains asbestos is to have it professionally lab-tested.

If you have an older electrical system with fraying wires and other signs of damage, removal  may be the best course of action. When asbestos begins to break down, it's more likely to become airborne, increasing the risk of health issues when it's inhaled.

However, if the system is in good condition and doesn't have visible signs of wear or damage, leaving it alone may be the safest course of action. An asbestos abatement and removal professional can help you determine the best way to proceed.

No, not all popcorn ceilings have asbestos, but a vast majority do. The Environmental Protection Agency (EPA) banned its use in 1973, although it still may have been used up through the early ‘90s. But, in general, homes built or remodeled before the early ‘80s likely utilized materials with asbestos. That being said, a professional test is the only way to determine for sure.