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Yes, geothermal heat pumps are worth the money. You can save about 70% on heating costs in the winter and around 50% on cooling costs in the summer with a geothermal heat pump compared to a traditional HVAC system. Over time, your savings on monthly utilities will pay for the cost of the geothermal heat pump installation. If you have an incredibly small yard, however, you may not have enough space for this type of system.

There are three main types of heat pumps. An air-source heat pump system is the most common and has two parts—an indoor air handler unit and an outdoor heat pump unit. A ductless heat pump system functions similarly to an air-source heat pump system but doesn’t need ductwork to distribute the air. A geothermal heat pump system pulls heat from the ground to help heat your home.

Costs depend on system age, type, labor, and whether part replacements are necessary.

HVAC systems usually last between 10 and 30 years, with most having a lifespan of around 20 years. Factors that impact a unit’s life expectancy include which brand you choose, how often you use it, and how well you maintain it. To make sure yours lasts as long as possible, make sure to keep it clean and schedule an annual service with an HVAC technician.