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Avatar for SkyFox Media

SkyFox Media

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SkyFox Media

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5 years of experience

3D Virtual Tours, Drone Service, Photography and Real Estate. Our 3D virtual tours and real estate photography give your business the edge it needs to stay ahead.

3D Virtual Tours, Drone Service, Photography and Real Estate. Our 3D virtual tours and real estate photography give your business the edge it needs to stay ahead.


Avatar for Granite Key Leasing & Management

Granite Key Leasing & Management

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Granite Key Leasing & Management

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10 years of experience

Dynamic network system matching owners to renters regardless of management system in place, enabling for bigger revenues and happier tenants. We use real data in setting rental market rates, meeting needs of property owners.

Dynamic network system matching owners to renters regardless of management system in place, enabling for bigger revenues and happier tenants. We use real data in setting rental market rates, meeting needs of property owners.




CreditGuard of America

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CreditGuard of America

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12 years of experience

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.



Kansas Property Place

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Kansas Property Place

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Free onsite estimate

Beth Mersman has been in the real estate business since 1998 serving the Anderson County area. She is a multi-million dollar producer with experience in selling residential, commercial, multi-dwelling, vacant lots and land properties. Beth prides herself on guiding her clients, both sellers and buyers, through the real estate transaction process with care and attention. Her commitment will continue throughout the transaction and beyond. She maintains the high standards exemplified in the National Association of Realtors Code of Ethics. Beth looks forward to paving the road to your happiness. Call Today!

Beth Mersman has been in the real estate business since 1998 serving the Anderson County area. She is a multi-million dollar producer with experience in selling residential, commercial, multi-dwelling, vacant lots and land properties. Beth prides herself on guiding her clients, both sellers and buyers, through the real estate transaction process with care and attention. Her commitment will continue throughout the transaction and beyond. She maintains the high standards exemplified in the National Association of Realtors Code of Ethics. Beth looks forward to paving the road to your happiness. Call Today!



MARKETING & CONSULTANT SERVICES INC.

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MARKETING & CONSULTANT SERVICES INC.

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45 years of experience

For company information, please check our website @ www.marketingconsult.com. John Harris, President of Marketing & Consultant Services, Inc., has over 30 years of counseling experience. HIs offices are located at 2014 W. 13th St. North, Wichita, Kansas 67203. He has owns several successful businesses and holds a Master of Business Administration Degree. He has operated both nationally and internationally in appraisal and brokerage and currently teaches appraisal technique in business and machinery for several national firms. He is a member of Certified Business Counselors, the Institute of Business Appraisers and the American Society of Appraisers.

For company information, please check our website @ www.marketingconsult.com. John Harris, President of Marketing & Consultant Services, Inc., has over 30 years of counseling experience. HIs offices are located at 2014 W. 13th St. North, Wichita, Kansas 67203. He has owns several successful businesses and holds a Master of Business Administration Degree. He has operated both nationally and internationally in appraisal and brokerage and currently teaches appraisal technique in business and machinery for several national firms. He is a member of Certified Business Counselors, the Institute of Business Appraisers and the American Society of Appraisers.


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Real Estate Agents questions, answered by experts

If the value of the home you want to buy is appraised at less than the price of the offer, you may not be able to obtain a loan for the offer amount. Lenders want to ensure that the amount they’re lending isn’t more than the market value of the property, so you may have to increase your down payment to reduce the loan amount or get a second appraisal if you still want to proceed with the purchase.

Stylish drop tiles, such as wood or metal, could add value to your home if the drop ceiling hides imperfections on an old surface. However, traditional fiberboard and plastic drop ceilings can have the opposite effect, especially if new prospective buyers do not like that aesthetic. Savvy buyers may also know that drop ceilings are a go-to ceiling option in areas where leaks are an issue, given the easy access to the area above the ceiling and the ease of replacing a single tile. This could dissuade a buyer from purchasing your home.

Historically, Tudor homes originally stemmed from the 15th and 16th centuries, while Victorians appeared during Queen Victoria's reign in the 19th century. The design and structural differences are significant as well. The many types of Victorian architecture—such as Italianate architecture—typically feature ornate trim, wood siding, wraparound porches, and tall towers on top, such as belvederes. On the other hand, Tudor-style homes feature white stucco exteriors with exposed wooden rafters marking the house frame both inside and out.

A property valuation, sometimes called a comparative market analysis or CMA, provides a real estate expert’s opinion on how much your property will sell for. It takes many things into consideration, like the condition and location of the home, but ultimately, all that matters for a property valuation is what a buyer might be willing to pay for the property. An appraisal is more concerned with determining the value. A valuation is to estimate what you’ll get for a property, while an appraisal helps a lender establish loan-to-value ratios and loan amounts.

As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal. 

In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.

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