The cost to build a fence is about $3,100 on average, but you could pay anywhere from $400 to $13,700 or more. Your cost will depend on the length, height, and materials for the fence. If you hire a professional installer, labor costs typically represent about half of the total cost of the project. This means you potentially can save quite a bit of money doing the work yourself.

Determining the best type of fence to contain your pet can be tricky. Consult a pet fence installer and consider the following questions:

• What size pet do you have? Some fence types, like chain link, are too short to contain large dogs.

• Is digging an issue? Some fences, like brick or stone, help minimize digging at the fence line, where wood fences aren’t as adequate. 

• Do you need to block your pet’s view of the neighbor's yard? Some fences, like metal iron fencing and chain link, don’t offer an obstructed view.

Yes, in many cases, homeowners insurance covers the cost to repair or replace a fence. Home insurance policies typically protect your home and other structures on your property, which often includes fences. If the fence is damaged by a covered event, such as a storm, fire, or vandalism, your insurer may cover some or all of the cost. However, coverage does not extend to damage caused by natural wear and tear, owner negligence, insufficient maintenance, or improper installation.

Who pays for a new fence between neighbors depends on its location relative to the property line. If you build the fence entirely on your property, you are solely responsible for the costs of installation, maintenance, and repair. If the fence is built directly on the property line, both neighbors are typically responsible for the costs. In this case, it is essential to consult with your neighbor beforehand to agree on a plan for payment. While you should always inform your neighbor of your plans in advance, you generally cannot force them to contribute financially unless there are specific local laws, such as in California, where both parties might be responsible for costs unless a different agreement exists. It's a good idea to get a property line survey to know the exact boundaries before building.