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In the 1980s, the use of asbestos in house siding materials underwent a significant decline, ultimately being phased out by the mid-1980s to early 1990s. This change was largely due to a growing awareness of the severe health risks associated with asbestos exposure, particularly its link to lung diseases and cancers. With increased public concern and regulatory agency involvement, building codes and regulations were updated to restrict the use of asbestos in construction materials. 

When asbestos damages the lungs it causes a condition called “asbestosis” which, unfortunately, can’t be cured once it’s damaged the lungs. This condition is chronic and any treatment is undertaken to improve quality of life. This usually involves quitting smoking, being prescribed oxygen, and undergoing lung rehab. Severe cases usually require a lung transplant.

Asbestos siding can be dangerous if disturbed because the material itself poses a health risk. Asbestos is one of the leading causes of lung cancer as it causes mesothelioma—an aggressive cancer. Asbestos can also cause irreversible damage to your lungs by creating a buildup of scar tissue, called asbestosis. It has a habit of making its way through even robust personal protective equipment (PPE), which is why it’s not recommended that you perform any asbestos work yourself.

In most cases, homeowners insurance doesn't cover asbestos abatement. Insurance policies frequently exclude coverage for pollutants, contaminants, and hazardous materials, which include asbestos. It's considered a pre-existing condition in homes built before its ban, so removal is seen as a maintenance expense rather than an insurable loss. There may be an exception if the asbestos-containing materials are disturbed due to a covered event, such as fire or storm damage. Some policies may cover the abatement as a part of those repairs.