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Agape Construction & Improvement
4.0(
60
)
Shelter or Outbuilding - Build

Serving Olney, IL and surrounding areas

In business since 2009

Free estimates

Emergency services offered

"I called the company to have them come and look at some shingles that were not laying correctly.  Prior to their arrival, my daughter backed one of our vehicles into the side of the garage while pulling out, bending the track for the garage door and damaging the side of the garage (broke the 2x4, split the sheeting, etc.).  Mike came out on a holiday because I am in the process of selling my home and needed to have the repairs made ASAP.  He completed not only the roof repair, but replaced the side of the garage and straightened the garage door track.,  And, he cleaned up the garage when he was done.  This company has been extremely responsive and Mike genuinely cares about his customers.  He is friendly and caring and has been a pleasure to work with.  Because of him, I think my house is sold and the family buying it is happy with the repairs completed."
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the home owners are very happy!
all done!!

+1

Recommended by90%of homeowners
Avatar for American Custom Homes
American Custom Homes
5.0(
3
)
Find a Custom Home BuilderFind a Modular Home BuilderShelter or Outbuilding - Build

Serving Olney, IL and surrounding areas

In business since 2000

Emergency services offered

Credit card accepted

"I would like to start off with precise, warm welcome and highly responsible of what they are doing. They really know what they are doing and from start from start to end it has been a great project with new experiences and great craftsmanship. Thanks again guys and i hope to have more work for you soon...
"
Stone Travertine
12x6 Travertine hand cut
Complete Steamer
Recommended by100%of homeowners
Avatar for GGR Construction LLC
GGR Construction LLC
5.0(
3
)
Find a Custom Home BuilderFind a Modular Home BuilderShelter or Outbuilding - Build

Serving Olney, IL and surrounding areas

In business since 2022

Free estimates

"GGR Construction was very prompt not only in their bidding but also with their work. They provided exceptional communication throughout the entire project up to completion. Their workmanship was excellent and they are professional. We would highly recommend them to anyone."
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+37

Recommended by100%of homeowners
Avatar for Sentri Homes
Sentri Homes
2.8(
57
)
Find a Custom Home Builder

Serving Olney, IL and surrounding areas

In business since 2023

Free estimates

Emergency services offered

"I was very impressed with Sentri Homes - their customer service was excellent. They sent a subcontractor to install some vinyl laminate in my bathroom and he ended up getting glue all over the carpet in our bedroom. The sub ended up ghosting both me and Sentri, leaving me stuck with a ruined carpet. Sentri stuck with me for over a month to get the carpet replaced with the identical original and to get the vinyl job 100% completed. The carpet was a Home Depot exclusive and Sentri handled everything with them. I will be using Sentri for a much bigger renovation I have coming up soon, because I know that they will make sure everything gets done right no matter what problems come up. The vinyl looks great too."
11 neighbors recently requested a quote
GT Custom Builders
New to Angi
Find a Custom Home Builder

Serving Olney, IL and surrounding areas

In business since 2018

Free estimates

Credit card accepted

We're a locally owned and operated company that values honesty and integrity and treats your home as if it were our own. We offer a variety of General Contractor Home Improvement services that are customizable to each individual project. We specialize in Additions and Kitchen Remodels, but also offer a wide range of expertise for a variety of other projects. We pride ourselves on the quality of our work as well as our commitment to outstanding results. We look forward to building lasting relationships and guarantee your satisfaction!\n

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Home Building questions, answered by experts

A construction-to-permanent loan is the most common type of mortgage used to finance a house teardown and rebuild. These loans include financing for construction costs and convert to a long-term mortgage once construction is complete. Check the terms of the loan closely before beginning work—there are often restrictions requiring you to use licensed contractors for all work.

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

The early stages of building a house are harder than the later stages; laying the foundation and framing the house are two of the most challenging steps. However, it varies for everyone. Some people have difficulty installing HVAC, plumbing, and electricity, while others find it harder to plan the house and secure the necessary permits. 

A custom home is one that you design from the ground up, allowing you to customize everything from the square footage to the interior layout to all of the materials used. A spec home is one that a builder has designed and gotten approvals for. Spec homes may give you some limited options for the layout and materials, but most of the build is pre-set. Custom homes cost more and take longer to build.

The longest part of building a custom home is the design phase. It takes multiple professionals and a ton of work to bring your vision for your dream home to life while sticking to a homebuilding budget and also ensuring everything is built to code. Expect the design phase for a custom home build to take six months to a year.

The Olney, IL homeowners’ guide to home building services

From average costs to expert advice, get all the answers you need to get your job done.