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Most households will need to pump their septic tank every three to five years. If you have a smaller tank or more people living in your home, you’ll likely be on the lower end of this spectrum (with less time between pumpings)—and vice versa if you have a bigger tank or live alone. On average, a professional septic tank pump costs $400.

You only need to pump the septic tank. The leach field allows the liquid and waste to naturally seep into the ground, so there’s no need to pump the leach field. You should call a local septic tank pumping service to remove the materials from the tank every three to five years. Without pumping the septic tank occasionally, solids could flow into the leach field pipes and clog them.

If you’re not using a septic system, problems with your home’s plumbing won’t cause this—it’s a city problem. A large blockage in the municipal sewage lines may cause those lines to back up into your home. This is extremely unpleasant and can be a serious health risk due to bacteria and other contaminants. If this occurs, call a pro (or your city) immediately.

If the toilet is overflowing but there’s no clog, that’s a sign that the issue is deeper in the system, and plunging may not help. A blockage in your home’s plumbing, the plumbing vent, or even city sewer lines can cause toilets to overflow. The issue could also be the toilet itself if the filler float isn’t set to the correct height or if parts are damaged or worn out.