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Generally, the cost of ice dam removal is not covered by homeowners insurance because it is often considered preventable maintenance. However, the damage caused by ice dams is frequently covered. Depending on your policy, this can include interior water damage, roof collapses, and damage to shingles. Coverage for personal belongings affected by leaks may vary. It is important to check your policy details or contact your insurer to confirm what your plan covers. Keep in mind that any damage resulting from a DIY attempt to remove an ice dam will likely not be covered.

Snow can be too heavy for a snow blower and cause clogs in the chute. However, having the correct type of blower for the snow conditions can reduce the chances of it being too heavy for it to handle. Another trick for preventing clogs is to make multiple passes while it snows rather than waiting for it to finish snowing.

In most cases, it is best to leave icicles on your roof and allow them to melt naturally. You should only remove them if they are heavy enough to cause damage to your home or pose a safety risk to people below. Attempting to remove icicles yourself can be dangerous, so if you are concerned about immediate damage, it is recommended to hire a professional. To prevent icicles from recurring, you should address the underlying cause, which is often poor insulation. Long-term solutions include improving your home's insulation or installing roof heating coils.

Magnesium chloride is a relatively gentle ice melt product and, if used correctly, should not cause much damage to your property. The most important thing is to be sure you apply it according to the manufacturer’s instructions and don’t use too much.