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How often you should add water to your pool depends on how quickly the water evaporates. Keep an eye on your skimmer box, if you have one. Top up the water in your pool if you notice the water levels are lower than the bottom third of your skimmer. This helps prevent damage to your pump. 

Replace all the water in your pool every five to seven years, depending on how often you use your pool, the weather, and whether or not you close your pool for the winter.

You should add chlorine within 48 hours of filling your pool with water. In just 24 hours, bacteria and algae will begin to grow and contaminate your water. After that point, you’ll need to shock the water with high levels of chlorine, and you’ll likely need to do additional vacuuming to get the pool clean. It’s important to check your chlorine levels two to three times a week and add more chlorine as needed to maintain a healthy level.

Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered hazardous, which increases your home's liability risk. The replacement cost of the pool itself is also factored into your home's rebuilding cost when determining coverage limits. The amount of the increase can vary from as little as $50 to several hundred dollars more per year, depending on your insurance company, location, current coverage, and installed safety features. It is best to contact your insurance agent before installing a pool to get an estimate, understand their specific guidelines, and factor the ongoing cost into your budget.

Shock can clear a cloudy pool if the problem is insufficient free chlorine or an accumulation of chloramines from “spent” chlorine. However, it can make the issue worse if a high level of chlorine or a pH imbalance is the root cause of the problem. Test your pool water before treating the cloudiness to ensure you’re making the right call.