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Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered a greater liability due to their potentially hazardous nature, and the added replacement cost of the pool is factored into your home's rebuilding cost when considering coverage limits. The amount of the increase can range from as little as $50 to a few hundred dollars more per year, depending on your insurance provider, location, current coverage, and the safety features installed. Before building a pool, it is highly recommended to contact your insurance agent to get an estimate, discuss their specific guidelines and requirements, and factor the increased premium into your total pool installation costs.

Generally, you do not need to drain your pool to convert it to a saltwater system. The main exception is if you have used an antibacterial agent containing polyhexamethylene biguanide to sanitize your pool, as these sanitation products do not mix well with saltwater systems. If this is the case, you will need to start fresh. You can either drain the pool or treat the existing water with a high dose of chlorine to remove the antibacterial agent. If you choose the chlorine treatment, wait several days to allow the chlorine to work before proceeding with the conversion. If you are unsure whether this applies to your pool, consult a pool technician.

Unless you have an alternative to chlorine in your pool to prevent bacteria and viruses from taking up residence in your water, it’s not safe to swim in a pool without enough chlorine. According to the Centers for Disease Control and Prevention (CDC), swimming in a pool with insufficient chlorine could lead to skin and eye irritation, ear issues, respiratory distress, such as coughing and congestion, and various other health issues. Always make sure your chlorine levels are healthy and stable before swimming for proper pool safety.

Round and freeform pools are popular choices for a small backyard, although a small yard may be able to accommodate a variety of shapes. When planning a pool for your small yard, remember to take into account pool deck space, fencing requirements, and other pool-related factors that may limit your choices.