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Yes, in many cases, homeowners insurance covers the cost to repair or replace a fence. Home insurance policies typically protect your home and other structures on your property, which often includes fences. If the fence is damaged by a covered event, such as a storm, fire, or vandalism, your insurer may cover some or all of the cost. However, coverage does not extend to damage caused by natural wear and tear, owner negligence, insufficient maintenance, or improper installation.

Fences made out of redwood, cedar, or pressure-treated pine are the most durable. These materials can last anywhere between 15 to 40 years so long as they are properly maintained. Make sure to clean your fence regularly and pressure wash once a year. After pressure washing, apply a sealant and/or fresh paint to keep it looking fresh.

Who pays for a new fence between neighbors depends on its location relative to the property line. If you build the fence entirely on your property, you are solely responsible for the costs of installation, maintenance, and repair. If the fence is built directly on the property line, both neighbors are typically responsible for the costs. In this case, it is essential to consult with your neighbor beforehand to agree on a plan for payment. While you should always inform your neighbor of your plans in advance, you generally cannot force them to contribute financially unless there are specific local laws, such as in California, where both parties might be responsible for costs unless a different agreement exists. It's a good idea to get a property line survey to know the exact boundaries before building.

Glass has one of the longest lifespans of any fencing materials, lasting anywhere from 10 to 30 years on average. Just how long your glass fence lasts depends on several factors, including how well you maintain your fence, the climate, and the type of glass you use. 

If you live somewhere with severe weather like hail, tornadoes, or hurricanes, expect your glass to have a shorter lifespan. Pool glass is one of the thickest tempered glass materials and may last longer than other options—especially compared to laminated glass.