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No, pest control is not covered by home insurance. This is considered routine maintenance that is the responsibility of the homeowner. Although this may be discouraging news, don’t let it deter you from taking care of your home so you can prevent pests from entering and becoming a bigger nuisance. Otherwise, you may have a bigger problem on your hands that you’ll also have to cover out-of-pocket.

Ticks aren't dangerous, but their bites are often imperceptible thanks to a numbing agent in their saliva. They can carry and transmit pathogens to people and animals, leading to diseases such as anaplasmosis, babesiosis, and Lyme disease. So if you live in a region with a high tick prevalence, tick treatment is worthwhile to keep your family and pets safe.

Keeping birds away from a porch can involve a combination of strategies. Start with cleaning your porch. Remove food, debris, and plants that may be attracting feathered friends. Afterward, install physical deterrents like netting or spikes. Next, top off your porch with a decoy or two—and owl or hawk works. When wondering how to keep birds off the porch, it is always best to use humane efforts that won't harm winged creatures or the environment.

There's anecdotal evidence that apple cider vinegar does help to repel mice. But the best way to repel mice is to keep your home scrupulously clean and seal up any obvious entry points. If you already have a mouse infestation, apple cider vinegar won’t get rid of the critters. It’s usually worth the cost of professional pest control to make sure a serious mouse problem is eradicated completely.