Get matched with top hurricane film pros in Mason City, IA

Stay inside or well away until the storm passes. Don’t go outside to inspect the tree until the weather clears, especially if the tree is on a hill or isolated in a field. Lightning often strikes the same easily-accessed places multiple times, and you could be a new target. If a lightning strike causes a noticeable fire, alert emergency services. When the storm is over, take a closer look to gauge the damage done.

Solar panels that haven’t been properly inspected and maintained pose several risks to homeowners. Firstly, a dirty, obstructed, or malfunctioning solar panel won’t be able to generate as much power, which could lead to power shortages and wasted money. But more importantly, neglected solar panel arrays can become dangerous if left for too long. Corroded wires and exposed circuitry are fire hazards, so it’s strongly recommended to keep up with regular maintenance to protect your home.

Generally, your homeowner’s insurance might only cover ceiling collapses caused by problems under the coverage, such as a busted pipe. But if the ceiling collapse resulted from owner negligence, maintenance issues, or other reasons excluded by your policy, you could be on your own. Some policies might cover damages caused by the collapse but not the repair itself. Check with your policy carrier for the most accurate information regarding ceiling collapse coverage.

Yes, a ceiling leak can be an emergency. While a leak may look small, the source of the leak could cause major problems for your home and wallet. It can lead to water damage, which—if left unchecked—can mess with the structural integrity of your house. Large ceiling leaks lead to copious amounts of water passing through your home and can cause your ceiling to sag or—in worst-case scenarios—cave in.