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Stucco questions, answered by experts

Homeowners insurance generally won’t cover stucco damage unless it’s caused by a covered event like a storm or fire. You’ll need to pay out of pocket for damage caused by age, wear and tear, lack of maintenance, or faulty installation. Consult your policy for the specifics of what stucco damage is covered and what isn’t.

The best way to assess that your stucco needs repair is to inspect it, both visually and physically. If you notice cracks, chips, or staining, that’s a good indication that your stucco could use some TLC by a professional. Additionally, if you touch an area that feels soft and has a little “give,” you should consider repairing it as soon as possible to avoid further damage, both to additional stucco spots and to your home’s structure. 

It typically takes around 30 to 60 minutes for a window pro to replace one window in standard siding types, but a window in stucco will likely take a bit longer because of the density of materials. Custom architectural windows usually require a longer replacement process because of the additional fitting and securing required.

The average cost to repair stucco is about $1,600, with projects ranging from $250 for minor fixes to $6,700 for extensive work. The price is often calculated per square foot, typically costing between $60 and $120. Some professionals may charge an hourly rate of $40 to $50. The final cost depends on the extent of the damage, the type of stucco, your home's location, and whether there is underlying damage that also needs to be addressed.

Costs for specific repairs vary:

  • Cracks: $8–$20 per square foot

  • Holes: $250–$450 per hole

  • Water damage: $30–$50 per square foot

  • Chimney repair: $60–$120 per square foot

  • Recoating: $4–$5 per square foot

While you may be able to patch small cracks yourself, it is recommended to call a professional for major repairs to ensure the job is done correctly.

Many general contractors can handle adding stucco siding, but it’s best to hire a local stucco contractor as you’re more likely to get a clean finish on your stucco siding that maximizes curb appeal. Stucco can be a challenging material to work with, so hiring a professional contractor who has years of experience and specializes in stucco application is advisable. Compare price quotes from at least three stucco contractors in your area to find the right pro for your task.

The Manning, IA homeowners’ guide to stucco services

From average costs to expert advice, get all the answers you need to get your job done.