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If you don't regularly change your HVAC air filter, it will become clogged with dust, dirt, and other contaminants. This blockage forces the system to work harder to circulate air, leading to several negative consequences. You may experience higher energy bills, poor temperature regulation, reduced air quality, and slower system performance. Over time, this added strain can cause parts to break more frequently, lead to system failure, and ultimately shorten the lifespan of your entire HVAC unit. In some cases, it can also contribute to health problems. It's recommended to change the filter at least every three months.

Air filters with a high MERV rating, 11 or above, shouldn't cause airflow problems in most residential systems. However, the airflow can be restricted in some HVAC systems if they aren't designed for high MERV ratings. If in doubt, a local duct installer should inspect your ductwork so that you know what your system can handle.

The lifespan of a whole-house air purifier or filtration system depends on several factors, but with proper maintenance, they are built to last. A whole-house system that integrates with your home's ductwork can last 10 to 15 years, or even for the entire lifetime of your existing HVAC system. To maximize the unit's lifespan, perform regular cleanings, change filters as recommended, and schedule an annual inspection to catch potential issues early. The system's longevity also depends on its frequency of use and how hard it must work to maintain your desired air quality. For comparison, smaller, portable air filter systems typically last between five and ten years.

Inexpensive filters do an effective job of keeping your HVAC system clean and running properly. However, they usually aren’t the best at filtering out allergens and other pollutants. So, if you have pets, several people in your household, or allergies and asthma, you’ll want to invest in a higher-quality filter.