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Insulating a detached garage won't reduce your home's heating or cooling bills—and insulating an attached garage will only have a small effect on your home's energy efficiency. However, insulating an attached garage can reduce the transfer of heating and cooling to and from the outdoors, which can reduce the amount of energy your home needs to stay comfortable. Also, having an insulated garage is just more pleasant. Balance the cost of insulating your garage with how you'll use the space to determine if the project is worth it.

Insulating an unheated garage can still be worth it. For instance, insulating an attached garage can help with heat loss from your house in general, and it can also make it easier to store electronics in your garage without worrying about them being exposed to extreme temperatures.

If you use your detached garage as a workspace, insulation can still make a difference. Plus, you can use space heaters and a window unit AC to help condition the space while you work without installing heating.

Air duct insulation typically lasts for 10 to 15 years or even longer, depending on the material and maintenance. It's important to conduct periodic inspections to check for signs of deterioration, such as water damage, tears, or general wear. If you find any of these issues, it may be time for repairs or a full replacement. You might also consider upgrading your insulation even if it's in good shape to improve your home's energy efficiency and enhance your HVAC system's performance with newer, more effective materials.

Yes, you can install insulation over ductwork, and doing so can save you money. Without insulation, the HVAC unit must work harder to force warm or cool air around the home, and once the air reaches the vent, it may not be the correct temperature. Insulating HVAC ducts makes your system work more efficiently, saving you money on heating and cooling bills.