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  • Verified reviews icon56
    Verified custom home building reviews

Top-Rated Custom home builders in Callaway - Updated Nov 2026

Avatar for Seawind Construction, LLC
Seawind Construction, LLC
5.0(
3
)
Find a Custom Home Builder

Serving Callaway, FL and surrounding areas

Approved

In business since 2017

Free estimates

Offers commercial services

Seawind Construction has a plethora of general construction experience. Known locally around Lynn Haven and Panama City for its humble beginning in post-hurricane repairs, the business maintains professionalism and responsibility in all aspects of the job site. Mostly specializing in large projects, Seawind will accomplish major home repairs, renovations, and remodeling work while maintaining the customer service standards of your smaller business. Proudly serving those who serve and have served we offer First Responder, Military, Senior and Veteran discounts. Call or book with us today for your guaranteed free quote!

Response time8 hrs
Response rate91%
Recommended by100%of homeowners
Avatar for Reach Higher Painting
Reach Higher Painting
4.6(
84
)
Find a Custom Home Builder

Serving Callaway, FL and surrounding areas

In business since 2009

Free estimates

Emergency services offered

"They did an amazing job! They were punctual, professional and flexible to work with; they made the visions I had for my home projects come true! I’m super pleased with their work and would recommend to anyone."
Additional Photos
Additional Photos
Additional Photos
Additional Photos
Additional Photos

+9

Recommended by92%of homeowners
Avatar for The Ramos builder's group llc
The Ramos builder's group llc
4.5(
26
)
Find a Custom Home Builder

Serving Callaway, FL and surrounding areas

Free estimates

Emergency services offered

"Ramos Builders Group did an outstanding job on our garage. They were prompt, courteous, and very skilled. They completed the job a day earlier that projected and even corrected poor quality work from the original home builder. They also bundled up all the garbage and hauled it away with no extra charge. Very happy with their work."
chimney restoration
chimney restoration
arch opening after starting the remodeling
Brigette built-in book case
door repair

+73

Recommended by100%of homeowners
Avatar for Kingdom Builders Construction Management Group, LLC
Kingdom Builders Construction Management Group, LLC
4.6(
12
)
Find a Custom Home Builder

Serving Callaway, FL and surrounding areas

In business since 2016

Free estimates

Warranties offered

"Chris King was Great, I had a New Home build where I had materials shipped in and the house was Built on site close to the beach. Neil Hurst and team was on site and my house was Built BEAUTIFUL!! It was such great craftsmanship and quality of work. I feel like I had an elite team that did not disappoint. My house also weathered a Cat 3 hurricane Mid build and nothing was damaged. I plan to build again and I will be working with these guys again. They made my beach house dream come true."
Bellingham Floorplan
Bellingham Floorplan
Bellingham Floorplan
Bellingham Floorplan
Bellingham Floorplan

+30

Response time2 days
12 neighbors recently requested a quote
Recommended by90%of homeowners
Avatar for Choice Home Warranty
Choice Home Warranty
4.0(
5,678
)
Find a Custom Home Builder

Serving Callaway, FL and surrounding areas

In business since 2008

Emergency services offered

Credit card accepted

"Bruce Dixon was very nice and helpful in providing exceptional customer service and making sure I had the best experience. I purchased my home warranty and feel confident in the choice I made. Thank you Bruce. Sincerely, Kimberly"
Recommended by81%of homeowners
Avatar for Marketplace Housing
Marketplace Housing
4.3(
11
)
Find a Custom Home Builder

Serving Callaway, FL and surrounding areas

In business since 2003

Free estimates

Emergency services offered

"Marketplace Homes has managed two residential rental properties for me, and everything has always been very easy. They coordinate showings, negotiated rent with tenants, and hired contractors as needed at each property. I would use them for any rental property I have in the future!"
Recommended by77%of homeowners
Avatar for DCYoung construction
DCYoung construction
5.0(
3
)
Find a Custom Home Builder

Serving Callaway, FL and surrounding areas

In business since 2020

Free estimates

We offer small remodeling services, tv installation, plumbing fixtures change and replace, Sheetrock repair, hardware installation, door installation, custom furniture, accent walls, decor and furniture repair

Remodeling - General Project
Remodeling - General Project
Remodeling - General Project
Remodeling - General Project
Remodeling - General Project

+24

Recommended by100%of homeowners
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Custom Home Builders FAQs, answered by experts

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

Modular homes are a type of prefab home. Specifically, manufacturers first build modular homes in sections and then deliver them to the job site. The modules, or sections, are usually at least 70% finished before they arrive on your property.

In comparison, prefab homes arrive in panels or segments, and workers assemble them on-site. Generally speaking, modular homes tend to be more durable, and their consistent construction standards may mean you’ll have an easier time getting conventional home loans.

Buying a house is easier than building one from scratch. Buying an existing home is almost always faster, even if you need to make renovations once you move in. When you hire the right team to build a home, they will simplify the design and build phases so that there is little guesswork throughout the process, but building new construction will almost always take longer than buying an existing home.

Framing is often the most expensive phase of building a house because it’s time-consuming and requires a lot of materials. It costs between $20,000 and $50,000 on average, depending on materials and labor costs. Before construction begins, it’s possible that purchasing land is the priciest step in the process. Some plots of land sell for $3,000, while others cost upwards of $150,000.

In most cases, you should get an architect before you hire a builder. An architect will be the one to draw up formal plans for your project, including guidelines and even material lists for your builder to follow during construction. Many architects can even help you find builders, choose one for your project, and negotiate prices. Some are also willing to act as project managers throughout the process, working closely with a builder from start to finish.

The Callaway, FL homeowners’ guide to custom home building

From average costs to expert advice, get all the answers you need to get your job done.