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Chimney Inspection questions, answered by experts

Many insurance policies will not cover a roof with two layers of shingles. An additional layer of shingles increases the risk of various kinds of damage, and insurers typically won’t pay claims on a roof with an overlay. Adding a layer of shingles may even jeopardize your insurance coverage entirely, so check your policy to ensure you stay within coverage guidelines. 

Shingle damage comes in many forms, and the damage usually depends on the wind speed and the shape of the roof before the winds. Typically, when shingles are damaged by wind, they become torn, creased, or detached from the roof. Some might go missing entirely. More extensive roof damage might occur if a tree branch or other debris has fallen onto the roof as a result of the windstorm.

In many areas, chimney repair companies need to be licensed, but it depends on your state and local municipality. You can check with your local building department to see if companies need licenses, and then you can use Angi’s license lookup tool to confirm that the company you’re considering holds the proper license. It’s a good idea to confirm that the professional is fully insured, and you can ask about certification from organizations like the Chimney Safety Institute of America (CSIA). These certifications aren’t mandatory, but they help ensure a professional repair.

Roof inspection companies sometimes need to be licensed, but it depends on the state and local municipality where you live. You can contact your local building department to see if licensing is required and use Angi’s contractor license lookup tool to confirm that the company holds the proper licensing. It’s also a good idea to hire a roof inspection company certified by the National Roof Certification and Inspection Association (NRCIA), as this helps ensure you’re getting a professional and reliable inspection from a company that is recertified annually.

If your roof is nearing the 20-year mark in age, you probably should start worrying about the roof’s longevity. If you don’t know the age, it may be time to figure out who installed your roof, so you can estimate the age accurately. You then can make plans to pay for the upcoming roof replacement. You also can learn how to inspect a roof yourself to look for signs of damage that may indicate a need for a replacement.

The Riverside, CT homeowners’ guide to chimney inspection services

From average costs to expert advice, get all the answers you need to get your job done.