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TRUSTED BY DERBY, CT HOMEOWNERS

  • Average homeowner rating star icon4.9
    Average homeowner rating
  • Verified reviews icon43
    Verified property appraisals reviews

Find Property appraisers in Derby

Avatar for Morales Real Estate Appraisal Services, LLC
Morales Real Estate Appraisal Services, LLC
4.9(
174
)
Appraisal - Real Estate

Serving Derby, CT and surrounding areas

Approved

Super Service Award Winner

In business since 1987

Free estimates

Emergency services offered

"Iâ m a realtor in CT and Elliot is the BEST appraiser Iâ ve worked with! Heâ s punctual, honest and more importantly fair. My client had more than one property appraised and refused to work with anyone but Elliot. We love you Elliot!"
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+31

Response time8 hrs
39 neighbors recently requested a quote
Recommended by82%of homeowners
Shoreline Property Appraisals
5.0(
2
)
Appraisal - Real Estate

Serving Derby, CT and surrounding areas

Approved

In business since 2001

Customers say: Quick response

Shoreline Property Appraisals is committed to excellence in every aspect of our business. We uphold a standard of integrity bound by fairness, honesty and personal responsibility. Our distinction is the quality of service we bring to our customers. Accurate knowledge of our trade, combined with ability, is what makes us true professionals. Above all, we are watchful of our customers' interests and make their concerns the basis of our business. We value properties for sales, legal situations and current market value. \nTypical Fee: Residential Single family home $400.00\nTypical Fee Water influenced Residential home $500.00\nTypical Fee Multi family Residential home $575.00 \nPLEASE NOTE: COMMERCIAL DWELLINGS AND UNDEVELOPED LAND ARE NOT INCLUDED IN THE SERVICES OFFERED.

Response time5 hrs
Recommended by100%of homeowners
Ansaldo Appraisal Services
5.0(
5
)
Appraisal - Real Estate

Serving Derby, CT and surrounding areas

In business since 1998

Free estimates

Credit card accepted

"Quick appointment and Excellent service. JoAnn is an expert Apprasier, she is very knowledgeable, answered all my questions and put my mind at ease. Gave me a detailed appraisal of my property at a fair price, I highly recommend them and would surely do business with them again."
Response time1 day
Response rate86%
Recommended by100%of homeowners
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Property Appraiser questions, answered by experts

Ideally, you’d never pay more than the appraised value for a home, but there are some instances where it makes sense to do so. For example, if your current living arrangements are no longer viable and you need a place to move into quickly, paying more than the appraised value might be in your best interest to secure a new home. Additionally, if you’re buying in a hot market, overpaying for the home might be necessary to overcome the competition.

As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal. 

In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.

Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different types of home inspections available and may not reveal potential risks that you’ll want to know about.

Some appraisers hold a Member of the Appraisal Institute designation. This accolade is the highest credential property appraisers can earn. An MAI appraisal is typically used for commercial properties.

While your lender will likely recommend an appraiser, you can also hire a professional home appraiser on your own. Choose someone who is experienced in your type of residential property, and ensure they hold all of the necessary credentials that your state or region requires.

Whether or not new windows increase property taxes depends on where you live and by how much your upgrade increases your home’s value. Smaller projects likely won’t result in increased property taxes, but it’s always a good idea to err on the side of caution and check. Contact your local county appraisal department for the most accurate information about property taxes in your area. 

The Derby, CT homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.