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Yes, it is possible to have too much insulation, which can have detrimental effects. While more insulation might seem better for energy efficiency, a home needs to "breathe" or ventilate to release moisture that accumulates inside. Over-insulating can seal a house too tightly, trapping water vapor and leading to several problems, including mold, mildew, and condensation. Homes in warm, humid climates are particularly susceptible to mold, while those in colder climates can experience condensation from temperature fluctuations. Additionally, adding more insulation than the recommended amount for your climate may not provide recoverable energy savings. To avoid these issues, consult a professional insulation contractor who can determine the optimal amount of insulation for your home.

Expect your home insulation project to take between five and 12 hours to complete on average for batts or boards and two to five hours for spray foam or blown-in insulation. It might take longer if you need to remove your home’s existing insulation, you have a higher-than-average square footage, or accessibility is limited.

Garage door insulation can last anywhere from 20 to 100 years depending on the type of insulation. Cellulose has the shortest lifespan coming in at between 20 and 30 years, while spray foam, mineral wool, and fiberglass can last between 80 and 100 years with proper maintenance. 

Humidity plays a role in how long more susceptible insulation materials—like fiberglass—last. Once fiberglass batts reach the 15-year mark, you'll need to routinely inspect your insulation to ensure that it is in mint order.

Generally, the cost of ice dam removal is not covered by homeowners insurance because it is often considered preventable maintenance. However, the damage caused by ice dams is frequently covered. Depending on your policy, this can include interior water damage, roof collapses, and damage to shingles. Coverage for personal belongings affected by leaks may vary. It is important to check your policy details or contact your insurer to confirm what your plan covers. Keep in mind that any damage resulting from a DIY attempt to remove an ice dam will likely not be covered.