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For washable or electrostatic air conditioner filters, you can soak and rinse them with water. If you rinse the filter with water, make sure to use a faucet, shower head, or garden hose with a gentle water pressure setting, as strong water pressure could damage the filter.

But for disposable filters, water could ruin the filter, even allowing mold to grow in the filter. Instead, these filters should be replaced.

The average life span of an HVAC system is 15 to 20 years. Even if your old air conditioner is still functional, it isn't as energy-efficient as a newer system (especially one with an Energy Star designation). Older HVAC systems aren't as efficient, and the 10-year mark is when you should start making full system replacement plans. Twenty years in, that plan should be well underway rather than waiting for the unit to die.

The best way to save money on HVAC repairs is by regularly having your system inspected and maintained. This can prevent bigger problems and costly repairs and replacements in the future. It’s also smart to buy quality equipment and hire companies that provide warranties on equipment and labor. If you need repairs, you may be able to save money by cashing in on rebates and incentives or keeping the area around your HVAC unit clear to shorten the time your contractor needs to spend in your home.

It depends on the specifics of your warranty. The motor is likely not covered if you’re working with a limited warranty. The same goes for other components like the compressor and evaporator coil. Some extended warranties will cover the blower and fan motor, so read the fine print before signing up. Additionally, the manufacturer may offer a warranty for the parts, including the motor, though there’s likely to be a strict time limit for this coverage.