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TRUSTED BY BLACK HAWK, CO HOMEOWNERS

  • Average homeowner rating star icon4.4
    Average homeowner rating
  • Verified reviews icon20
    Verified property appraisals reviews

Top-Rated Property appraisers in Black Hawk - Updated Nov 2026

Avatar for Akrivis Real Estate Valuations
Akrivis Real Estate Valuations
4.4(
77
)
Appraisal - Real Estate

Serving Black Hawk, CO and surrounding areas

Approved (Corporate)

In business since 2018

Credit card accepted

Offers commercial services

"Hired to do valuation of a manufactured home - not on land. Gave appraisal comparison properties included land. therefore not an accurate valuation. Thought salesperson understood nuance."
Restaurant
Response time5 hrs
Response rate89%
955 neighbors recently requested a quote
Avatar for Gold Rush Appraisal LLC
Gold Rush Appraisal LLC
5.0(
3
)
Appraisal - Real Estate

Serving Black Hawk, CO and surrounding areas

Approved

In business since 2017

Free estimates

Emergency services offered

"I've had a great experience working with this company. They're always responsive, professional, and deliver accurate appraisal reports on time. You can tell they care about the quality of their work, and it's been a pleasure working with them. Highly recommended!"
Estate Appraisal
5 neighbors recently requested a quote
Avatar for The Harmes Team
The Harmes Team
5.0(
8
)
Appraisal - Real Estate

Serving Black Hawk, CO and surrounding areas

In business since 1992

Free estimates

"It went perfect from the first time we met Jeff and he had the plan on what needed to get done. He was very organized and professional. The house was put on the market at the correct price and went under contract in 4 days. The house we sold and the new one we bought everything got done so both houses could close on the same day. I refer Jeff ( The Harmes team to everyone I know looking to buy or sell a house)"
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+6

Recommended by100%of homeowners
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Property Appraiser FAQs, answered by experts

Foundation cracks won’t always affect your appraised value. All foundations crack due to normal settlement, so hairline cracks that aren’t leaking or uneven from side to side are unlikely to have an impact on your appraisal. Structural cracks, on the other hand, often lead to a reduced appraised value, especially if the underlying problem will cause the issue to worsen over time.

Ideally, you’d never pay more than the appraised value for a home, but there are some instances where it makes sense to do so. For example, if your current living arrangements are no longer viable and you need a place to move into quickly, paying more than the appraised value might be in your best interest to secure a new home. Additionally, if you’re buying in a hot market, overpaying for the home might be necessary to overcome the competition.

An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

The cost to appraise a home depends on the type. Common types include:

  • Single-family homes: $300–$400

  • FHA or VA single-family homes: $400–$500

  • Condominium: $300–$500

  • Multi-family home: $500–$1,000

  • Apartment building: $1,500–$3,000

  • Commercial properties: $1,400–$10,000

  • Raw land: $1,000–$8,000

The Black Hawk, CO homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.