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  • Verified reviews icon64
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Find Property appraisers in Winchester

Avatar for Fisher Appraisals
Fisher Appraisals
4.5(
63
)

Serving Winchester, CA and surrounding areas

Approved

In business since 2003

Free estimates

Small jobs welcome

"Mr. Chuck Fisher did an appraisal on my deceased mother's house. He was on time for the appointment, was friendly, and professional. I had the report in about four days which was fine with me. His price was reasonable and fair compared to a few others I spoke to. His report gave me an appraised value as of the date of death as well as a current value which was a few months after the death. Another appraiser wanted to charge a lot extra for the two values. I think Mr. Fisher did a thorough and fair appraisal."
  detached residential
 Attached homes
 detached residential
 condo
  detached residential

+2

5 neighbors recently requested a quote
Recommended by95%of homeowners
Avatar for Michael M. Oshiro - Certified Real Estate Appraiser
Michael M. Oshiro - Certified Real Estate Appraiser
5.0(
6
)

Serving Winchester, CA and surrounding areas

In business since 1984

Free estimates

"Michael was wonderful. We liked him immediately. He was professional, but down to earth. I would recommend him to anyone that needs a great appraiser and a fair apprasial. Thank you so much, Michael!"
Response time50 mins
Recommended by100%of homeowners
EZ Appraisals
5.0(
9
)

Serving Winchester, CA and surrounding areas

In business since 2025

Credit card accepted

"I recently had a property appraised and was very pleased with the entire experience. George was professional, punctual, and thorough in evaluating the home. He took the time to answer my questions, explained the process clearly, and delivered the report within the expected timeframe. He felt fair, detailed, and well-supported by market data. I appreciate his expertise and would absolutely recommend his services to others needing a reliable and objective property valuation."
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Property Appraiser questions, answered by experts

The differences between market value and appraised value depend on the local market, so they can match, or either one can be higher than the other. In a “seller’s market,” where there is an abundance of buyers, market value will likely sit higher than the appraised value because there’s more demand for the low inventory of homes. In a “buyer’s market,” where there are more homes than there are buyers, the market value is more likely to sit below the appraised value to entice buyers.

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.

While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location’s real estate market and the specifics of the basement and how it was finished. 

Whether or not new windows increase property taxes depends on where you live and by how much your upgrade increases your home’s value. Smaller projects likely won’t result in increased property taxes, but it’s always a good idea to err on the side of caution and check. Contact your local county appraisal department for the most accurate information about property taxes in your area. 

The Winchester, CA homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.