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Since overwatering can harm mature trees just as much as a lack of water, it’s important to know the signs of an overwatered tree. If your tree’s leaves are yellowing, wilting, or dropping leaves, it’s likely that you’re overwatering. Other common signs include rotting, fungi, soggy soil, soft or peeling bark, falling leaves, and brittle roots. 

If you realize that you’ve been overwatering your mature tree, stop watering and give the soil time to dry out. Then moving forward, increase time between watering sessions. 

Tree roots don’t necessarily break through concrete on their own, but they can certainly take advantage of existing cracks, even very small ones. As roots grow, they expand the cracks, making them larger and leading to serious and costly foundation damage. It’s a good idea to have repairs on any foundation cracks you’re concerned about.

Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.

Tree roots can take weeks to years to die, depending on the method you use. Chemical herbicides take the least amount of time—typically between three and four weeks—while homemade methods, like covering an old stump with leaves, could take between seven and eight years. If you’re unsure which method to use or how quickly you need to act, consulting with a pro is always a good idea.