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When it comes to fiberglass insulation versus foam board, there are a few notable differences, both aesthetically and functionally. Fiberglass insulation is soft and flexible, meaning it can be squeezed into tight spaces more easily than foam board. Fiberglass insulation also has a higher R-value, making it a better pick for colder climates. However, foam board insulation can resist moisture and pest damage much better than fiberglass.

Mineral wool has an excellent life expectancy of up to 50 years, provided it's kept dry and free of pests. Compared to fiberglass, with a life span of 20 to 30 years, mineral wool stacks up well for long-term cost savings. Sheep wool maintains a similar life span to fiberglass, while estimates for hemp wool insulation life expectancies are all over the board, ranging anywhere from 20 to 100 years.

Insulating windows without plastic is usually the better method. Outside of simply replacing your windows, you could buy cellular shades, which trap air between the window and the home, add a window film that blocks UV rays and traps heat, or cover your windows with a low-emissivity coating called “low-E.”

A plastic vapor barrier should completely cover your basement to prevent water from penetrating through the walls. This typically goes before installing insulation to prevent moisture from building up and becoming trapped on the inside of your insulation, where it can collect and lead to mold damage. Installing insulation after the vapor barrier allows for any moisture to exit the walls for better ventilation.