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If you feel your energy bills are too high or your HVAC system is working harder than necessary to maintain the correct temperature in your home, you may have an under-insulated home. If you’re unsure, consider having your system’s efficiency assessed by a local independent energy auditor.

Insulating an unheated garage can still be worth it. For instance, insulating an attached garage can help with heat loss from your house in general, and it can also make it easier to store electronics in your garage without worrying about them being exposed to extreme temperatures.

If you use your detached garage as a workspace, insulation can still make a difference. Plus, you can use space heaters and a window unit AC to help condition the space while you work without installing heating.

The best type of attic insulation depends on where you live, your budget, and what stage of construction the attic is in. For example, if you're building a house, then structural insulated panels are a worthy investment since they're easy to install during construction and they're the most energy-efficient type of insulation.  

Additionally, if you live in a very warm climate, then you can potentially save quite a bit of money by opting for reflective insulation, which is more affordable than comprehensive insulation but doesn't work well for cool climates. Blown-in, loose-fill, and spray foam insulation are all great options for attics in moderate climates.

If you’re a savvy DIYer around the house, own the basic tools, and have enough time on your hands, you can definitely install fiberglass insulation yourself. Doing the work yourself will certainly keep overall insulation costs down. However, if you’re not confident in your handy skills around the house, call in a professional.