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Hurricane Shutters questions, answered by experts

Hurricane shutters can add value to your home by protecting windows from flying debris during a storm and possibly reducing your home insurance premiums, likely appealing to potential home buyers. The material also plays a role in the value of the hurricane shutters. For example, plywood hurricane shutters are a more temporary solution that likely will not impact home insurance costs even if it can save your windows and doors from damage. 

There are many ways to mitigate wind damage. Some of the most common methods include installing storm windows and doors and wind-rated garage doors. When you get a wind mitigation inspection, the inspector will also assess the condition and shape of your roof to see how well it will withstand strong winds.

If you’re installing hurricane ties, consider other storm-proofing projects. You could call a window pro to install storm windows, get in touch with a door installer to add storm doors, or just ask your hurricane tie installer what other projects they’d recommend you get done at the same time.

In many cases, hurricane shutters lower the cost of homeowners insurance. If your storm panels are code-compliant with your state or county (or insurance policy), they may lower your annual premium, even in storm-prone areas. Check with your homeowners insurance company to understand the compliance requirements. Even if your insurer doesn’t lower your premiums, hurricane shutters could save you from costly repairs after a storm. 

Considering the advantages and disadvantages of hurricane shutters can help you decide if they’re the right choice for your home. Some pros and cons include:

Pros

  • Protection against flying debris during hurricanes and other strong storms

  • Many available styles

  • Relatively easy to remove compared to impact windows

  • Customizable to fit your home

Cons

  • Expensive cost

  • Require maintenance

  • Take up significant space

  • Many require you to go outside to operate

The Penn Valley, CA homeowners’ guide to hurricane shutter services

From average costs to expert advice, get all the answers you need to get your job done.

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