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You can choose to hang Christmas lights on either gutters or shingles—either option is fine. If you have gutter covers, shingles may be your only option. But, all-in-one clips are designed for both applications.

First of all, don’t shop for bargain lights—often, you’ll end up with a faulty or broken strand, full of dead bulbs or less-than-luminous brightness. Choose quality lights that will last you many years—LED lights have been known to last as long as 100,000 hours. Second, plan ahead and purchase lights for next year’s Christmas during this year’s post-holiday sales. Finally, have a vision and a plan—if you know the measurements of your home, including any windows, doors, and outside bushes you wish to light up, you should be able to only purchase the necessary lights and not more than you need.

Permanent lights can save you big in labor costs down the line, as you’ll only need to invest in installing them once. As with regular lights, costs vary based on the display and the size of your home. Costs are similar to hanging regular lights, typically falling between $220 and $650. 

Several options for hanging Christmas lights won't damage gutters. Using shingle clips avoids any hardware contact with them, and using plastic gutter clips minimizes the likelihood of scratching gutters. Remember not to rest a ladder, especially a metal one, against the gutters, and use a ladder stand-off device or stabilizer if you need to use an extension ladder.