Can I use an appraisal to get homeowners insurance?

• <div><p>Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different <a href="https://www.angi.com/articles/types-of-home-inspections.htm">types of home inspections</a> available and may not reveal potential risks that you’ll want to know about. </p></div>

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Q: Can I get an appraisal for tax purposes?

• <div><p>Yes, appraisals are often used for property tax appeals, estate planning, and determining market value.</p></div>

Q: Is market value usually higher than appraised value?

• <div><p>The differences between market value and appraised value depend on the local market, so they can match, or either one can be higher than the other. In a &ldquo;seller&rsquo;s market,&rdquo; where there is an abundance of buyers, market value will likely sit higher than the appraised value because there&rsquo;s more demand for the low inventory of homes. In a &ldquo;buyer&rsquo;s market,&rdquo; where there are more homes than there are buyers, the market value is more likely to sit below the appraised value to entice buyers.</p></div>

Q: How long does the appraisal process usually take?

• <div><p>Around 1-2 weeks, including inspection and reporting time for an official evaluation.</p></div>

Q: Can xeriscaping increase your home value?

• <div><p>Xeriscaping can absolutely increase your home value, but the return on investment (ROI) depends on where you live and how prevalent xeriscaping is in your area. In drought-prone climates, xeriscaping can boost your curb appeal and make your home more appealing to buyers due to the reduced maintenance and watering costs. However, in areas where xeriscaping isn&rsquo;t the norm, some buyers may be willing to pay less for a xeriscaped property if they don&rsquo;t like the appearance.</p></div>

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Verified Reviews for Property Appraisal pros in Lucerne, CA

*The Angi rating for Property Appraisal companies in Lucerne, CA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

*The HomeAdvisor rating for Property Appraisal companies in Lucerne, CA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

Last update on November 01, 2025

Reviewed in May 2024
Fantastic service from a locally owned and operated Veteran-owned company. The knowledge that Anthony, Richard and Albert possess is extensive. We have been with T3 Mechanical since they opened their doors and I am honored to say weâ ve NEVER been let down. These guys have the best techs-...
T 3 Mechanical, LLC
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Reviewed in December 2020
Professional and friendly service at reasonable prices. Tommy does it all! He also graded my property with his tractor
Tommy Guns And Sons
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Reviewed in November 2020
We had a patio installed at our rental property late summer in Fredericksburg and they were very accommodating and helpful throughout the whole process. We were not in state and they made everything extremely easy and smooth throughout the whole process. Excellent communication! Highly recommend...
American Custom Concrete INC.
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Reviewed in April 2018
Terry was astounding at assisting me with this purchase. I had some specific wants from my new home, and she carefully steered me towards homes that met my criteria. Occasionally she probed to see what my limits were, and then she respectfully revised her searches for me. After a couple months...
Terry Diane Kinney, REALTOR
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Reviewed in April 2015
I had Mike do a lot of work, clearing out all my drains, pumping out my septic tank, and putting in a new leech field. It made for a big project, but Mike and his guys did a great job, My property has a lot of landscaping, and despite a substantial amount of digging with heavy equipment to put...
Mike The Plumber
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Reviewed in December 2013
A wonderful experience, I knew from the first time I spoke to Bruce on the phone, that this was going to be a good experience. Most window people in New Orleans won't even talk to you unless you need 5 windows. Bruce talked to me on the phone about my job, came out within a few days and...
Shutter Up
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Reviewed in March 2013
The plumber got there on time, which was a large issue, since the water was due to be shut off sometime that day. He introduced himself and asked me what the problem seemed to be. I told him that in two bathrooms we could not get any water to come out of the sinks and that there was an issue...
Ziemer Plumbing Inc
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Reviewed in March 2011
I bought this house in June. It is my first. The previous owners put in a sprinkler system right before closing, but then failed to provide me with any outline, manual, directions, etc. I had no idea about winterization. So, after this particularly wicked recent winter, it is no surprise...
ADVANCED IRRIGATION
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Reviewed in September 2008
Jim returned my phone call promptly. He was able to work around my busy schedule. The appraisal report looked great and was back within a week.
STERLING REAL ESTATE SERVICES INC
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Reviewed in September 2008
Linda returned my phone call quickly and was able to schedule within a week. She was also able to work around my schedule. The appraisal went smoothly and the report looked great. My only complaint is that it took about 10 days to get the report back, while the other appraisal we had done was...
MCCABE APPRAISAL SERVICES
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Bay Area Real Estate Appraisals

Bay Area Real Estate Appraisals

Customers say: True professional

Recommended by 100% of Angi customers

31 years of experience

Bay Area Real Estate Appraisals is committed to excellence in every aspect of our business. We uphold a standard of integrity bound by fairness, honesty and personal responsibility. If in the need for Real Estate Appraisal services for market valuation, Estate planning (settling estate) Historical/Date of Death, Refinancing, Gifting of property, Fair Market Valuation, Divorce, Secondary Appraisals, Private Loans, Lines of Credit or Considering selling we can help! We offer independent appraisal services at market competitive rates. We have 2 offices which service multiple counties (Alameda, Colusa, Contra Costa, Lake, Mendocino, Napa, Sacramento, Santa Clara, San Francisco, Solano, Sonoma and Yolo Counties. Serious Inquiries only. **NOTE: We DO NOT Appraise Commercial real estate, businesses, personal property, vehicles or provide Lot/Land surveys. No realtors, Loan processors/agents, Scammers or AMC re-directors. Feel free to call WE DO NOT DO COMMERCIAL APPRAISALS!!

"Eric was a pleasure to work with throughout the process. Professional, courteous, responsive, and knowledgeable. Would definitely recommend him."

Caroline S on May 2024

"Eric was a pleasure to work with throughout the process. Professional, courteous, responsive, and knowledgeable. Would definitely recommend him."

Caroline S on May 2024

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Appraisal Real Estate Service

Land Surveying

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Bay Area Real Estate Appraisals

Bay Area Real Estate Appraisals

Bluebird Appraisal Co.

Bluebird Appraisal Co.

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Lancaster Realty

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Magistrali Appraisal & Consulting Services

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Alterra Home Loans

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Jerry Parsons Appraisal

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DON'S APPRAISALS

ATF Tri Co Appraisal Services

ATF Tri Co Appraisal Services

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Integra Realty Resources - San Diego

A J REAL ESTATE APPRAISAL SVC

A J REAL ESTATE APPRAISAL SVC

The Lucerne, CA homeowners’ guide to property appraisals

How Long Is an Appraisal Good For?

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