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Spencer B. Humphrey and Associates
4.1(
5
)
Appraisal - Real Estate

Serving Cloverdale, CA and surrounding areas

Approved

In business since 1984

Free estimates

"I highly recommend Mr. Humphrey. He saved us on what we thought would be a complicated, drawn out and expensive appraisal. He was smart, thorough, experienced, and knowledgeable. Spencer was accessible and responsive and provided our report as promised within our short timeframe."
Response time1 day
Response rate89%
Recommended by75%of homeowners
Avatar for America's Best Inc
America's Best Inc
4.1(
2,198
)
Appraisal - Real Estate

Serving Cloverdale, CA and surrounding areas

In business since 1982

Free estimates

Credit card accepted

"

My husband and I used this company on two separate occasions and were extremely happy with the results both times. He pressure washed our home both times, and the second time he also did our drive-way and 3-tier back deck. He spent a considerable amount of time on both of these projects, and the back deck looked transformed (we were getting ready to sell our home and our real estate agent was impressed).


"
10,000 square foot home
We love Los Angeles
skylight cleaning
Recommended by77%of homeowners
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Property Appraiser questions, answered by experts

While there's not a lot of definite research, some experts suggest that an in-ground or wall-mounted basketball hoop can add value to your home by increasing curb appeal. In addition, having a basketball hoop is an attractive feature of a house since it promotes physical activity, especially for children.

If you can’t find any records online, you’ll need to contact your county clerk’s office to do further research. They should have property records on file, or can at least point you in the right direction of who to contact. You can also speak with your neighbors about when their houses were built because they were likely built around the same time.

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

Some appraisers hold a Member of the Appraisal Institute designation. This accolade is the highest credential property appraisers can earn. An MAI appraisal is typically used for commercial properties.

While your lender will likely recommend an appraiser, you can also hire a professional home appraiser on your own. Choose someone who is experienced in your type of residential property, and ensure they hold all of the necessary credentials that your state or region requires.

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

The Cloverdale, CA homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.