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Spencer B. Humphrey and Associates
4.1(
5
)
Appraisal - Real Estate

Serving Cloverdale, CA and surrounding areas

Approved

In business since 1984

Free estimates

"I highly recommend Mr. Humphrey. He saved us on what we thought would be a complicated, drawn out and expensive appraisal. He was smart, thorough, experienced, and knowledgeable. Spencer was accessible and responsive and provided our report as promised within our short timeframe."
Response time1 day
Response rate89%
Recommended by75%of homeowners
Avatar for America's Best Inc
America's Best Inc
4.1(
2,198
)
Appraisal - Real Estate

Serving Cloverdale, CA and surrounding areas

In business since 1982

Free estimates

Credit card accepted

"

My husband and I used this company on two separate occasions and were extremely happy with the results both times. He pressure washed our home both times, and the second time he also did our drive-way and 3-tier back deck. He spent a considerable amount of time on both of these projects, and the back deck looked transformed (we were getting ready to sell our home and our real estate agent was impressed).


"
10,000 square foot home
We love Los Angeles
skylight cleaning
Recommended by77%of homeowners
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Property Appraiser questions, answered by experts

Foundation cracks won’t always affect your appraised value. All foundations crack due to normal settlement, so hairline cracks that aren’t leaking or uneven from side to side are unlikely to have an impact on your appraisal. Structural cracks, on the other hand, often lead to a reduced appraised value, especially if the underlying problem will cause the issue to worsen over time.

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

If installing board and batten fixes an issue with the home, it could increase the value, but it isn’t commonly installed for that purpose. Board and batten is an aesthetic choice and, like most aesthetic choices, will do little to raise your home’s value. That being said, certain design elements can help attract more buyers, even if your home’s price won’t see a noticeable bump. 

While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location’s real estate market and the specifics of the basement and how it was finished. 

Yes, experienced appraisers handle a variety of property types with tailored methods.

The Cloverdale, CA homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.