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It is possible to repair wet, rotted wood, but it depends on the extent of the damage. If the wood is severely decayed, it may be necessary to replace the affected sections entirely. However, if the rot is relatively minor, you can attempt to repair it. Start by removing any wet or decayed wood, allowing the area to dry thoroughly. Then, you can apply a wood hardener or consolidant to strengthen the remaining wood fibers. Finally, use epoxy wood fillers to fill in the damaged areas, shaping and sanding them to match the original wood surface.

Composite decking may never warp, or it may warp quickly. Several factors can influence the rate of warping, including the material's quality, installation method, and installation location. Generally speaking, high-quality materials that have been installed properly are drastically less prone to warping.

Wood rot is not normally covered by insurance except in rare cases when it results from a covered event like a burst pipe. Wood rot is categorized as gradual, preventable damage, so most insurance policies won’t pay for claims to repair wood rot damage. Check your policy to find out if wood rot is covered before making a claim. 

Your porch could be crumbling due to poor installation, freeze and thaw cycles, or intense pressure washing or sandblasting. If your concrete was poured and cured improperly, moisture can seep into the concrete. When the water freezes and thaws, it causes stress to the structure, leading to cracks and crumbling. If you pressure wash concrete on too high of a setting or sandblast the surface, the concrete can also crumble.