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Homeowners insurance may cover the cost to tarp a roof if the type of damage falls within your coverage. For example, roof damage caused by a natural disaster may fall within your plan, and the cost of a temporary tarp may be incorporated. In general, however, simply tarping your roof for renovations will often not fall under insurance coverage.

There are two main issues with metal roofs: the up-front cost and how noisy they can be when it rains. Metal roofs cost close to twice as much as asphalt roofs per square foot, and although you also get more than double the lifespan and more value from them, the initial cost is higher. Metal roofs can also create noise in your living space when it rains, so some homeowners install acoustic panels or insulation under them to reduce noisiness.

Hail damage to a roof looks different depending on the type of roof. On asphalt roofs, you’ll likely see dark circles on the impact sites of the larger pieces of hail, and you may see small cracks in the surrounding shingles. Hail damage is easiest to spot on a metal roof, as you’ll notice dings and dents where the hail was severe enough to cause damage. Whether you notice signs of hail damage or not, it’s best to have a hail damage repair company inspect your roof after a major storm to assess the damage.

The green coloration that develops on copper roofs is called a “patina,” and it’s a result of mild oxidation on the surface. The oxidation process is not harmful to your roof. In fact, the surface corrosion acts as a protective layer and won’t spread to the core of your copper roof materials. The discoloration will progress much more quickly in damp or humid climates than it will in dry climates. If you don’t like the green color, you can seal your roof to preserve the shiny, rose-gold look.