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Avatar for Katelin Caris- Loan Officer

Katelin Caris- Loan Officer

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Katelin Caris- Loan Officer

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9 years of experience

Finding the right home loan for your specific needs, as your personal mortgage shopper and expert. If every life is different, why should consumers be limited to the same loan programs? Working for a mortgage broker allows me to provide better rates, lower fees, and more loan programs for you. Specializing in creative financing, I am able to provide out-of-the-box solutions to your unique situation.

Finding the right home loan for your specific needs, as your personal mortgage shopper and expert. If every life is different, why should consumers be limited to the same loan programs? Working for a mortgage broker allows me to provide better rates, lower fees, and more loan programs for you. Specializing in creative financing, I am able to provide out-of-the-box solutions to your unique situation.


Avatar for homecoin.com

homecoin.com

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homecoin.com

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Free onsite estimate

homecoin.com helps home sellers save thousands by listing on the Multiple Listing Service (MLS) for a low, flat fee instead of paying a 6% commission. homecoin.com also gives you access to any other service that a traditional agent would provide, all for one time flat fee allowing you to choose which services you need. All 100% online you can list and sell from the comfort of your home.

homecoin.com helps home sellers save thousands by listing on the Multiple Listing Service (MLS) for a low, flat fee instead of paying a 6% commission. homecoin.com also gives you access to any other service that a traditional agent would provide, all for one time flat fee allowing you to choose which services you need. All 100% online you can list and sell from the comfort of your home.


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Neighbor's Financial

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Neighbor's Financial

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Free onsite estimate

Neighbor's Financial (NFC) is a Community Mortgage Lender headquartered in the capital of California. Since 1989 NFC has been Sacramento's most recommended mortgage banker with branch locations throughout California, Idaho, Oregon, Texas, & Washington. NMLS 119875. Our emphasis is on customer service, a high degree of integrity, and a competitive product that fits the individual needs of each one of our customers.

Neighbor's Financial (NFC) is a Community Mortgage Lender headquartered in the capital of California. Since 1989 NFC has been Sacramento's most recommended mortgage banker with branch locations throughout California, Idaho, Oregon, Texas, & Washington. NMLS 119875. Our emphasis is on customer service, a high degree of integrity, and a competitive product that fits the individual needs of each one of our customers.




Avatar for Cloud Farm Creative

Cloud Farm Creative

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Cloud Farm Creative

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11 years of experience

Every home has a story to tell—one that will not only engage, inform, surprise, delight, and motivate its audience, but that will also deliver on measurable real estate goals. We are the conduit between home and buyer. We stir emotions, creating and curating content that inspires. We help clients find the medium that best fits their unique property and produce high-quality content that meets their objectives. We collaborate with clients to produce a variety of photo and video products for publishing in print and online, including via webcasting and video streaming, via omni-channel marketing campaigns. We specialize in digital media and real estate marketing strategy development with a focus on cinematic, aerial video production resulting in stunning visuals from diverse perspectives. We service the greater Los Angeles area, Kern County and Surrounding areas.

Every home has a story to tell—one that will not only engage, inform, surprise, delight, and motivate its audience, but that will also deliver on measurable real estate goals. We are the conduit between home and buyer. We stir emotions, creating and curating content that inspires. We help clients find the medium that best fits their unique property and produce high-quality content that meets their objectives. We collaborate with clients to produce a variety of photo and video products for publishing in print and online, including via webcasting and video streaming, via omni-channel marketing campaigns. We specialize in digital media and real estate marketing strategy development with a focus on cinematic, aerial video production resulting in stunning visuals from diverse perspectives. We service the greater Los Angeles area, Kern County and Surrounding areas.





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Real Estate Agents questions, answered by experts

You can be present during a home appraisal, but it’s best to stay out of the appraiser’s way. Make yourself available, but don’t engage or interrupt, and don’t discuss value or your target sales price. If possible, have your agent present in the house instead of being present yourself.

Yes, a screened-in porch will increase your property taxes because it has a foundation and is considered a permanent improvement to your land. The exact amount your taxes will go up depends on the value of your existing home, the value added by the screened-in porch, the size of the structure, your location, and more.

As long as the home inspection reveals no problems with the property’s structure, it shouldn’t be an issue buying an underpinned home. In fact, a properly underpinned property can be more stable than houses that have never had structural issues. However, you could face a higher insurance premium if the property has a history of structural problems. You should always request a structural engineer’s report before making a final decision.

If you are trying to sell a home with asbestos siding, most jurisdictions force you to disclose this in official documentation about the home. Some potential buyers may not want to purchase a home with asbestos siding, which could negatively affect their health if the siding becomes disturbed. However, as long as the siding is in good condition, some buyers may not see it as a disadvantage. You could take on the cost to replace asbestos siding if you have concerns over this material affecting your home’s resale value.

Yes, hiring a real estate agent is worth it. Many homeowners make the mistake of trying to sell their homes by themselves, thinking that they’ll save money on the commission, but what they save on the commission, they very often pay for in frustration and concessions on the sale price. Hiring a real estate agent to handle the sale of your home not only makes the process far easier and takes the burden off of you, but most homeowners get more for their homes when going through an agent because of the marketing and salesmanship they bring to the table.

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