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Most standing seam metal roofs last between 50 and 80 years. Certain high-end metals like copper or zinc can last up to 100 years if well-maintained. For the best durability, choose a low-gauge (thick) roof in a metal that works with your climate. Some are susceptible to thermal expansion and aren’t the best choice for all climates.

Zinc roofs can last over 100 years under ideal conditions. While metal roofs last a long time, only copper roofing is comparable to zinc's longevity. Zinc roofing develops a patina over time, turning from dark shades to lighter ones. The material, or at least the patina coating, is somewhat self-healing by filling in small gaps and scratches on its own.  

Yes, most standard policies include storm damage repairs. Your policy may cover some or all of the repairs. The first thing to do after a storm is contact your home insurance agent. If you get any work done before the adjuster arrives, such as covering holes in your roof or windows, keep those receipts for reimbursement.

Generally, magnets do stick to a metal roof, though certain metals may not be magnetic. In that case, you can use self-adhesive hooks designed for outdoor use or plastic clips that hook onto your gutter or the edge of your roof. But if your metal roof is made of steel, aluminum, or copper, you're in luck—those are all magnetic metals.